Family Servicemembers’ Group Life Insurance (FSGLI) Eligibility for a spouse to Convert to Permanent Plan Insurance with Private Insurer. Life Event Occurs. Spouse has 120 days from these events. • Death of SGLI Member. • Divorce from SGLI Member. • Separation from service by SGLI Member. • Date Servicemember declines SGLI coverage. • Date Servicemember declines Spousal coverage. 120 Days Process. • Contact participating insurers*. • Provide insurer with proof of: • Life event. • FSGLI coverage at time of event Note: FSGLI spousal coverage cannot be converted to VGLI. *Go to https://www.benefits.va.gov/insurance/fsgli.asp. If spouse applies within the time limits, spouse will get insurance without meeting health requirements. /> <p class=Download a 508 Compliant PDF (208 KB)